Working with a mortgage broker in 2015

When buying a house for 2015, it’s critical you align yourself with a mortgage broker that has underwriting in house. Many brokers rely outsourcing the underwriting which causes all kinds of problems when trying to close on time or to fall apart entirely.Sit down with your mortgage advisor and understand your credit score, affordability, down payment requirement. Ask for a pre-approval letter before you start shopping for a new home.